Get paid online in Zambia — mobile money and card, straight to your Kwacha account.

We wire a payment gateway into your website or online store so customers can pay by MTN Mobile Money, Airtel Money, Zamtel Kwacha or card, and the money settles to your own Kwacha account. Integration starts from K2,500, confirmed in your written quote.

Who this is for

A shop moving off a WhatsApp catalogue to a real store. A service business that wants deposits paid online. A lodge, school or clinic taking bookings and fees. If your customers are in Zambia, mobile money has to come first, and card second.

What you get

  • Mobile-money checkout for MTN, Airtel and Zamtel, built into your site.
  • Card payments for diaspora and international buyers, where you need them.
  • Settlement to your own Zambian Kwacha account.
  • An alert on every order, by email and WhatsApp.
  • A clean Kwacha dashboard so you can see what sold.

How it works

  1. We help you choose the right gateway for how you sell (Lenco, Flutterwave or another).
  2. We set up the merchant keys and connect them securely to your site.
  3. We test real mobile-money and card payments end to end.
  4. You go live and start taking payment, with us on hand if anything needs a change.

New to how online payments work in Zambia? Read our guides to PayPal in Zambia and the payment gateways compared.

Common questions

Does it take mobile money? Yes — MTN, Airtel and Zamtel, as the first option at checkout.

Where does the money go? To your own Kwacha bank account, usually same or next day depending on the gateway.

Is it included in a website? Payment integration is included in our Orbit and Apollo store packages, or available on its own from K2,500, confirmed in your written quote.